On Tuesday, the Constitutional Court ruled that all funds paid by members to their schemes should be considered as assets, regardless of their intended use. Genesis medical scheme has won its legal battle with the Council of Medical Schemes over how to account for the funds in members’ medical savings accounts (MSAs), a development that..
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Genesis wins case on accounting for use of medical savings funds
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Vier maniere om jou mediesefonds-spaargeld te rek
Ons gee verbruikers vier maniere om hul mediesefond-spaargeld te rek. Gebruik generiese medisyne As generiese medisyne beskikbaar is, is dit ʼn heeltemal aanvaarbare plaasvervanger vir handelsmerkmedisyne, tensy jou dokter dit spesifiek uitsluit. “Baie generiese medisyne is klone ─ dit kan deur die oorspronklike vervaardiger op dieselfde produksielyn gemaak word. Dis net die verpakking wat verskil,”..
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Day hospitals: The answer to rising health costs?
South Africans are faced with the constant increases in the cost of living and an ailing economy, forcing consumers to cut down on spending across the board. For a small percentage of the population, healthcare costs are covered by medical aid, but only an estimated 16% of South Africans have such coverage while the rest..
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Medical fraud costs the country’s economy
The phenomenon of suspiciously qualified or unqualified doctors opening shop in some township and attracting unsuspecting patients has become a concerning norm. Discussions and debate are focused on state capture and its effect on the economy, but there’s another beast eating away at productivity, hurting the economy and undermining our health system. South Africa is..
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Making Sense of Medical Aid Rates and Tariffs
The medical aid industry is known for confounding consumers with all sorts of complex terms. Among the most confusing of all are references to medical aid, or medical scheme, rates. Schemes and plans are quoted as covering the costs of in-hospital procedures up to 100%, 200% or 300% of the scheme rate or tariff. You..
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Climbdown on medical aids
The Department of Health has done a U-turn on its plan to scrap medical aid schemes, saying they should work with the state when it rolls out National Health Insurance instead. Department director-general, Precious Matsoso, met leaders of the medical aid plan sector and asked that they work together to reform healthcare in South Africa…
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Three things you should know about Three things you should know about rotavirus
Rotavirus is highly contagious and a common cause of infectious diarrhoea in developing countries. Since children younger than three are worst affected, a paediatrician sheds light on detection, prevention and treatment. 1. Infection Nausea, vomiting, watery diarrhoea and fever are the most common symptoms of rotavirus. These symptoms usually start one to three days after..
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Is your GP contracted in to a medical scheme network?
If GPs are contracted in to a medical scheme network, they might be pressurised to recommend cheaper treatment options and medications, say SA health bodies. The Board of Healthcare Funders (BHF) and the IPA Foundation (IPAF) is extremely concerned at the comments made recently by the Health Professions Council of South Africa concerning Designated Service..
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Most affordable medical aid schemes and hospital plans in South-Africa for 2017
The medical aid industry saw a massive shake-up in April as National Treasury introduced new regulations which will see a limit on the amount of gap cover and hospital cash-back policies you can claim, as well as the discontinuation of all primary healthcare policies. This is was done in an effort to differentiate between “medical..
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Why opting out for a cheaper medical cover can cost you in the long run
Medical cover is expensive, and getting more so every year. Unfortunately this could mean we opt for lower monthly premiums that could mean you aren’t covered in the event of an expensive procedure. The South African Society of Anaesthesiologists (SASA) is advising South Africans to consider the multiple factors affecting cover when choosing access to..
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Manage your medical expenses during winter season to obtain optimal value
To obtain optimal value from your medical scheme plan, it’s critical to fully understand the scope of benefits it offers and to manage those prudently. To obtain optimal value from your medical scheme plan, it’s critical to fully understand the scope of benefits it offers and to manage those prudently. It’s an especially important consideration..
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What to consider when deciding on a medical scheme
Are your health insurance costs too high? Try decoding your medical aid terms and conditions and associated costs to make sure that it works for you. “While health insurance is important, it comes at a cost that is rapidly rising. Unfortunately for the consumer, this affects medical scheme membership contribution rates, and the increases of..
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The benefits on low blood pressure
If you were born with blood pressure on the low side, that’s good news – but there are still a few things worth knowing about this condition. Having low blood pressure in your genetic make-up means you don’t face the risk of developing heart problems or having a stroke as a result of high blood..
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Therapy For Breast Cancer Is No Longer Cut And Dried
High-profile media campaigns have made most South African women aware that breast cancer poses a very real risk. But the message that really needs to be conveyed is that the disease can affect anyone and that most women who get breast cancer do not have risk factors. In addition, more and more young women are..
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Why healthcare is so expensive in SA
Some of the most significant contributors to soaring healthcare costs are fraud, waste and abuse. These are difficult to detect, monitor and prevent because the perpetrators are at every level of the delivery chain from healthcare providers at the top to policy holders at the bottom with many abusive acts playing out under the radar,..
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